The Dispute Process
WHAT TO EXPECT
Our goal is to remove negative accounts from your credit report and boost your scores.
Most customers experience dramatic results, but what should you expect?
The Easy and Direct credit repair process is simple and scientific, and depending on a number of factors, including your starting point and your credit activity during your membership, the outcome is quite predictable
It is important to know that good results involve a joint effort. Your role is essential. Credit rebuilding under our guidance may be required; deleting negative items alone will not raise your scores if you do not have positive open accounts. And of course it is equally crucial that you make no new late payments.
WHAT WE LOOK FOR
When examining your credit report, in addition to identifying all of your dispute candidates, we will identify gaps in your credit profile and opportunities to optimize your FICO scores. In order to have great FICO scores (or any other measure of credit worthiness) you need to have open active accounts that feed ongoing, monthly information to the bureaus regarding the way you manage your obligations.
We will identify the derogatory accounts on your credit report which do not meet reporting rules, as well as questionable items you may wish to challenge, and email you an easy-to-read list for your approval. You may add or subtract items yourself, or request a personal consultation prior to starting the dispute process.
We send dispute letters to the three major bureaus, Experian, Equifax, and TransUnion. Unless your situation dictates otherwise, we dispute 16 items (6 items per bureau) every 36 days.
WHAT YOU NEED TO KNOW
Odds are there are negative items listed on your credit reports that do not belong there. By law, you have the right to dispute these negative items. Any negative listing you feel may be inaccurate, untimely, misleading, incomplete, ambiguous, unverifiable, biased or unclear ("questionable") can be disputed with the credit bureaus.
If the item cannot be verified, then it must be removed from your credit report.
Credit Repair scams
Fly-by-night credit repair clinics offering quick fixes to credit problems have tarnished the reputation of legitimate credit repair companies. At best, they promise results they can't live up to, and at worst, they employ illegal methods. In short, these businesses scammed millions of dollars from consumers who wanted to improve their credit scores before the government took steps to shut them down
Review & Tips
Income Tax Services
Our company stand by are Maximum Refund guaranteed policy
We offer up to $2,000 cash advances
We offer life-lock to protect your identify
We give the best costumer service
We can erase your bad credit — 100% guaranteed.
Unlike other Credit Restoration Companies, We don't charge you extra for deletions. We dispute EVERY negative account on your Credit Report every single month.
We do a free credit analysis of items lowering your score You let us know which of those items you want us to work on.
After we review and correct or delete negative items , results can be seen within 30 days.
24/7 access t credit repair portal to monitor your progress.